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Statement of Services


Effective:  January 1, 2007

CHECKING ACCOUNTS

Regular Checking

Minimum balance to open $0.00
Monthly Maint. Fee $0.00
Charge Per Check $0.00

 

Money Market Checking

Minimum balance to open $1,000.00
Monthly Maint. Fee 

-$0.00 if avg balance more than $1,000.00
-$5.00 if avg. balance less than $1,000.00 and interest rate goes to regular savings rate

Charge Per Check

3 free checks & 3 free transfers/month
$1.00/debit after free withdrawals



Super Now Account

Minimum balance to open $2,500.00
Monthly Maint. Fee    $7.50
Charge Per Check $0.25

 

NOW Accounts

Minimum balance to open $2,500.00
Monthly Maint. Fee    $7.50
Charge Per Check $0.25 after 20

-Insufficient Check              $15.00
-Stop Payments                  $10.00

-Dormant Account Fee         $5.00 per year (No -activity for 24 mo.)  
(Does not apply to interest-bearing accounts)

Savings Accounts
No minimum balance required. Interest is earned on ALL balances

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MISCELLANEOUS SERVICES

Checks held for Collection     $5.00
Research time/hour $25.00
Copy of check from microfilm $1.00
Cashiers’ Checks $1.00 per $100 up to $5.00
Travelers’ Checks $1.00 per $100 no limit
Photocopies 5 Free $0.20 per copy over

Safe Deposit Boxes -Annual Fee:

3”X5”  $10.00
4”X5” $15.00
3”X10” $25.00
4”X10” $35.00
5”X10” $45.00
8”X10” $60.00

Domestic Wire Transfer Fee:

Incoming $0.00
Outgoing $15.00
   
Fax Machine Fee:
Incoming $0.00
Outgoing $5.00 1st page
$1.00 per page after 1st
   
Automatic Overdraft Protection $10.00 set up charge

 

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745 Main St.
Hoxie, KS 67740
(785) 675-3261
106 South Adams St.
Grinnell, KS 67738
(785) 824-3291

300 Highway 212
Quinter, KS 67752
(785) 754-3761

FDIC
Member FDIC

Transaction Account Guarantee Program
STATE BANK is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.


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